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Car accidents and their effect on your insurance rate

On Behalf of | May 30, 2017 | Car accidents

Every day, thousands of Georgia residents like yourself, rely on their cars to get them safely from one place to another. However, involvement in a car accident is sometimes unavoidable and can result in consequences like increased insurance rates. At Cromartie Law, we understand the complications of dealing with injury accidents.

According to the Huffington Post, there are several factors that could contribute to an increase in your insurance rate following a car accident. These include the following:

  • Fault: If you were the driver at fault for causing an accident, your chances of dealing with rate increases are heightened significantly.
  • Value: Have you been with the same insurance company for years? Is your driving record fairly clean? Your insurance company will assess your value to them when modifying your rate.
  • Severity: If you are involved in a severe accident that resulted in significant injuries to you, your passengers, or other parties, your rate could be modified indefinitely. Especially, if you are found to be the driver at fault.
  • Policy: With such a broad array of insurance policies, clauses and specifications, you can anticipate your coverage to play into any decisions made about whether or not to increase your rate.

Because you are never completely free of the risk of being involved in an injury accident, it is important to have insurance. When you understand the factors that could contribute to changes in your rate following a car accident, you may be able to better understand the adjustments made to your policy. Visit our web page for more information about motor vehicle accidents

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